The collapse, undermining or subsidence of land along the shore of a lake or other body of water. (e)(5) Breakaway Wall Requirement in V ZonesĪ.60.3 (a)(3) - Reasonably Safe from Flooding.Designs to meet this criteria must be certified by a registered design professional or meet certain minimum criteria for breakaway walls. In V Zones, the space below the lowest floor of a building shall be free of obstruction or constructed with non-supporting breakaway walls, open wood lattice work, or insect screening intended to collapse under wind and water loads without causing collapse, displacement, or other structural damage to the elevated portion of the building or supporting foundation system. Designs must meet certain minimum criteria for openings in the enclosure walls or be certified by a registered design professional. In A Zones, fully enclosed areas below the lowest floor must be designed to automatically equalize hydrostatic flood forces on exterior walls by allowing the entry and exit of floodwaters. Flood insurance coverage for enclosures below the BFE is very limited. Enclosed areas below the lowest floor must be adequately anchored, built using flood resistant building material, and any utilities or service facilities must be designed and/or located to prevent flood damage. Enclosures below the Base Flood Elevation (BFE) may only be used for building access, vehicle parking, and storage. Glossary Section: NFIP - National Flood Insurance ProgramĮnclosures are enclosed walled in areas below the lowest floor of an elevated building. (b) - Requirements for Communities with FHBMs or FIRMS with no BFEs Established.60.3 (a) - Requirements for Communities with No FIRM or FHBM.60.0 - Criteria for Land Management and Use.National Flood Insurance Program Requirements Under the Regular Program, more comprehensive floodplain management requirements are required of the community and higher amounts of flood insurance coverage are provided. Communities are converted to the Regular Program upon completion of a Flood Insurance Study and issuance of a FIRM or a determination that the community has no special flood areas (NSFHA). The community is required to adopt minimum floodplain management standards to control future use of its floodplains. A limited amount of flood insurance coverage at less than actuarial rates is available for all residents of the community. The Emergency Program is the initial phase of a community's participation in the National Flood Insurance Program (NFIP) if no flood hazard information is available or the community has a Flood Hazard Boundary Map (FHBM), but no Flood Insurance Rate Map (FIRM). The initial phase of a community's participation in the National Flood Insurance Program, as prescribed by Section 1306 of the Act.
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